What is mobile banking?
State Bank FreedoM – Your Mobile Your Bank
“Away from home, bills can be paid or money sent to the loved ones or balance enquiries done anytime 24×7!!! That is what State Bank FreedoM offers -convenience, simple, secure, anytime and anywhere banking.”
STATE BANK OF INDIA allows the users to do banking via Mobile known to be mobile banking. Well any user who has an account in SBI can activate this service free of cost.We in this topic cover the activation of mobile banking.The method here we have shown is the method by which the user uses an appplication, designed for Mobile banking of SBI.
[Using application for mobile banking]
- GPRS enabled,java supported phone.
- An account in SBI
- SBI ATM card
First go to to your mobile browser and browse for link to http://mobile.prepaidsbi.com/sbiwap/ .Then browse for mobile banking and choose the application for your mobile.
Alternatively, you can simply logon to the site : SBI
Down load the appropriate application for your phone model. Say for example Nokia 5800, Sony ericsson G502 etc.
If you cant find your phone listed in the list, follow these techniques:
Find the operating system and screen resolution of your phone and choose the download. Say for example if you have a Sony ericsson G502 mobile. It is not listed in the list of application downloads. Now check for the information about the phone’s OS. It is Java platform[Most Sony are Java mobiles] with version 8.2.1 [To know your version look for the info in Internet or thye maufacturers info guide or use this short cut for Sony Ericsson:Press the right key once(joy stick right) and press *.again press left key twice and press *.Now press right key and press *.The screen will display the details, In short: Sony Ericsson Secret Menu: -> * <- <- * <- *(-> means press joystick, arrow keys or jogdial to the right and <- means left.)
Now Choose the application from the platfrom number that is compatible.
Else simply look for resolution, G205 has a resolution of 240 x 320. And K 800 which is listed in the list also has this resolution, so you can download this application and use.
Else simply choose a generic version.
Using the data cable and PC suite transfer the application to your mobile. Install the application in your mobile.
Now send a message from your mobile like, type “MBSREG” without quotes and send to 567676. The cost for every message via mobile banking will cost about Rs.3.00/sms.
An user ID with a pin known as MPIN will be given to you via SMS. the user name is allocated for you and cant be changed. As soon as you get the ID+Pin, Go to the application and type the user ID to login.It will ask for confirmation . Click confirm .Now change the MPIN and message back,confirming that you have changed the MPIN.When you have correctly typed then the software will navigate to the application home page which looks like the below image.
Now a confirmation message will come, stating that your change of MPIN has been registered. So now you have Got an user ID and a Mpin. Mpin is the password where you can transact money, bill payement, bill enquiry, etc. ID is the one which you use to log on. Now You have to register at SBI which again adds flexible registration you can do it your nearby SBI ATM.
At the ATM:
- Insert the card and take out : Swipe in
- The Display will have options such as BANKING , SERVICES Etc.
- Go for SERVICES. you will see aan option namely “Mobile registration”.
- Choose and provide the number of the phone which you have installed the application. It will ask confirmation. Confirm it,
- On confirmation you will get a slip with the statement: “Mobile Registration Succesful-0″ from the ATM.
- Now you can start using the application .
For User to know the short cuts for knowing the software versions for their phones:
Secret Menu: -> * <- <- * <- *(-> means press joystick, arrow keys or jogdial to the right and <- means left.)
You’ll see phone model, software info, IMEI, configuration info, sim lock status, REAL time clock, total call time and text labels.
You can also test your phones services and hardware from this menu (main display, camera, LED/illumination, Flash LED, keyboard, earphone, speaker, microphone, radio and vibrator tests)
IMEI Number: *#06#
Lockstatus: <- * * <-
Shortcut to last dialed numbers: 0#
Shortcut to sim numbers: On main menu type a number and press #
If you change the language from default to any other language, then it may be difficult to switch to default language. The shortcut is very simple. Just press < 0000 > . < stands for left arrow button or joystick and > stands for right arrow button or joystick.
For Nokia models :
*#06# for checking the IMEI (International Mobile Equipment Identity).
*#7780# reset to factory settings.
*#67705646# This will clear the LCD display(operator logo).
*#0000# To view software version.
*#2820# Bluetooth device address.
*#746025625# Sim clock allowed status.
#pw+1234567890+1# Shows if sim have restrictions.
*#92702689# – takes you to a secret menu where you may find some of the information below:
1. Displays Serial Number.
2. Displays the Month and Year of Manufacture
3. Displays (if there) the date where the phone was purchased (MMYY)
4. Displays the date of the last repair – if found (0000)
5. Shows life timer of phone (time passes since last start)
*#3370# – Enhanced Full Rate Codec (EFR) activation. Increase signal strength, better signal reception. It also help if u want to use GPRS and the service is not responding or too slow. Phone battery will drain faster though.
*#3370* – (EFR) deactivation. Phone will automatically restart. Increase battery life by 30% because phone receives less signal from network.
*#4720# – Half Rate Codec activation.
*#4720* – Half Rate Codec deactivation. The phone will automatically restart
If you forgot wallet code for Nokia S60 phone, use this code reset: *#7370925538#
Note, your data in the wallet will be erased. Phone will ask you the lock code. Default lock code is: 12345
Press *#3925538# to delete the contents and code of wallet.
Unlock service provider: Insert sim, turn phone on and press vol up(arrow keys) for 3 seconds, should say pin code. Press C,then press * message should flash, press * again and 04*pin*pin*pin# \
*#7328748263373738# resets security code.
Default security code is 12345
Change closed caller group (settings >security settings>user groups) to 00000 and ure phone will sound the message tone when you are near a radar speed trap. Setting it to 500 will cause your phone 2 set off security alarms at shop exits, gr8 for practical jokes! (works with some of the Nokia phones.) Press and hold “0” on the main screen to open wap browser.
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